ARPA Subsidy Expiration Could Drive 2023 Premium Rate Changes
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ARPA Subsidy Expiration Could Drive 2023 Premium Rate Changes

The expiration of the American Rescue Plan Act (ARPA) premium subsidies and the return of Medicaid redeterminations will likely result in 2023 premium rate changes for individual and small group health insurance plans, according to an issue brief from the American Academy of Actuaries. As payers begin their premium rate filing process, they must consider projected medical…

New Special Enrollment Period (SEP)
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New Special Enrollment Period (SEP)

The new Special Enrollment Period (SEP) for individuals making less than or equal to (≤) 150% of the Federal Poverty Level (FPL) is expected to be implemented in late March 2022. ≤150% FPL SEP Details APTC-eligible consumers with a projected annual income ≤150% FPL will be able to enroll on a monthly basis:  Eligible consumers who are…

ACA “Affordable Care Act” Individual Market Stabilization

ACA “Affordable Care Act” Individual Market Stabilization

On April 13, 2017, the Trump administration finalized a rule that the insurance industry hopes will curb the number of sicker people who sign up for coverage on the individual insurance exchanges. These final regulations, effective June 19, 2017 intend to help stabilize the Health Insurance Marketplace, provide more flexibility to states and insurers, and give individual…