You can still buy health insurance if you have a life-changing event. Certain events, including losing job-based coverage, moving, getting married, and having a baby all make you eligible for a special enrollment period. Otherwise, almost all Coloradans can buy health insurance during the Open Enrollment period, which begins Nov. 1, 2020.
Persons who experience a Qualifying Life Change Event, during or outside of the Open Enrollment Period, have a 60-day window to buy or change plans. This is known as a Special Enrollment Period.
If you miss your Special Enrollment Period window, you may have to wait until the next Open Enrollment Period to apply.
You can enroll in Medicaid or the Children’s Health Insurance Program (CHIP) any time of year, whether you qualify for a Special Enrollment Period or not.
After you sign up for a plan during your Special Enrollment period, your health insurance company may ask you to show proof of the Qualifying Life Change Event.
Members of federally-recognized tribes (and their household members on the same application) can change plans or sign up for a new plan once per month.
Report changes in your household size, income, or address within 30 days of the change. We will let you know if you qualify for a Special Enrollment Period as soon as you submit your application.
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